7. Credit Card
Let’s say one of your budget objectives is to have all of your credit card bills paid off in two years. Set specific short-term goals. That would be $10,000 a year if your credit card balance was $20,000. Divide the amount further through quarterly decreases, in this case, $2,500 every 3 months, in your credit card bills. Now, this is a more tangible budget target with which to fire, isn’t it? I notice that I am capable of a g when I break intermediate and long-term to short-term tangible stepping stones, I can have a great sense of accomplishment and am more likely to succeed.